OCC Bulletin 2015-27: Consumer Compliance: Revised Interagency. – with the standard GFE form that is designed to allow borrowers to shop for a. and settlement charges listed in the GFE, unless a new GFE is issued prior to.
HUD-1 Going Away: Understand New Closing Forms, Procedures. – The HUD-1 settlement statement and Good Faith Estimate forms are going away on October 3. The Truth in Lending Act disclosure is going away as well. In their place will be a new closing disclosure and a new loan estimate.
CFPB: Simpler Mortgage Disclosure Forms Coming In 2015 – CFPB: Simpler Mortgage Disclosure Forms Coming In 2015. The new Closing Disclosure replaces the current HUD-1 Settlement Statement and final Truth in Lending Statement. When the forms are rolled out on August 1, 2015, lenders also will be required to provide borrowers with their Loan Estimate three business days after the loan application date,
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New Loan Estimate Form and Closing Form for 2015 – New Loan Estimate Form and Closing Form for 2015. The new rule mandates the use of a new three page ” Loan Estimate ” which replaces the Good Faith Estimate (GFE) and the Truth in Lending (TIL) Disclosure. There is also a new replacement for the HUD-1 Settlement Statement which is a five page document called the ” Closing Disclosure “.
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Understand the Oct. 3 Changes to HUD-1, Closing Process – The days of filling out the hud-1 settlement form and getting a Good Faith Estimate (GFE) from the lender are winding down. On August 1, those two forms are going away. The Truth in Lending Act (TILA) disclosure form is going away, too. Replacing them are two new forms: the Closing Disclosure and the Loan Estimate.